:root{--navy:#17334c;--ink:#222a31;--line:#c9d2d9;--paper:#f2f3f4}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.6 Arial,Helvetica,sans-serif}a{color:var(--navy)}.wrap{max-width:1120px;margin:auto;padding:0 24px}.intake{max-width:820px;margin:auto;padding:32px 20px 70px}header{background:#fff;border-bottom:1px solid var(--line);padding:14px 0}header .wrap{display:flex;justify-content:space-between;gap:20px;align-items:center}h1,h2,h3,legend{color:var(--navy);line-height:1.2}h1{font-size:clamp(2rem,5vw,3.5rem)}h2{font-size:1.5rem}.intro{max-width:42em;color:#495660}.panel,fieldset{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px;margin:22px 0}legend{font-size:1.25rem;font-weight:bold;padding:0 8px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:6px}.full{grid-column:1/-1}label{font-weight:bold}input,select,button{font:inherit}input,select{width:100%;min-height:48px;padding:10px;border:1px solid #899ba9;border-radius:7px;background:#fff;color:var(--ink)}input[type=checkbox]{width:22px;min-height:22px}.checks{display:flex;flex-wrap:wrap;gap:16px}.checks label,.inline{display:flex;gap:9px;align-items:center}.btn,button{display:inline-block;min-height:48px;padding:12px 18px;border:1px solid var(--navy);border-radius:8px;background:var(--navy);color:white;cursor:pointer;font-weight:bold;text-decoration:none}button.secondary{background:white;color:var(--navy)}button:disabled{cursor:wait;opacity:.65}.muted,small{color:#52616d}.notice{background:#e5edf3;padding:16px;border-radius:8px}.status{padding:16px;border:2px solid var(--navy);border-radius:8px;margin:20px 0;white-space:pre-wrap}.error{border-color:#a12626;color:#861d1d}[hidden]{display:none!important}:focus-visible{outline:3px solid #a67520;outline-offset:3px}.repeater{border-top:1px solid var(--line);padding-top:18px;margin-top:20px}.repeater button{margin-top:16px}pre{white-space:pre-wrap;overflow-wrap:anywhere}table{width:100%;border-collapse:collapse}td,th{padding:10px;text-align:left;border-bottom:1px solid var(--line)}@media(max-width:600px){.fields{grid-template-columns:1fr}.full{grid-column:auto}.panel,fieldset{padding:18px}.intake{padding-top:20px}header .wrap{align-items:flex-start;font-size:.9rem}.checks{display:grid;grid-template-columns:1fr 1fr}}
.coverage-card{display:flex;flex-direction:column;color:var(--ink);transition:border-color .15s,box-shadow .15s}.coverage-card:hover{border-color:var(--navy);box-shadow:0 8px 24px rgba(23,51,76,.15)}.coverage-card:focus-visible{outline:3px solid #a67520;outline-offset:4px}.card-action{display:block;margin-top:auto;padding-top:18px;font-weight:bold;color:var(--navy)}.selection-summary{padding:14px 18px;background:#e5edf3;border-left:4px solid var(--navy);border-radius:6px}.checks label{border:1px solid var(--line);padding:12px 14px;border-radius:8px;min-height:48px;cursor:pointer}.checks label:has(input:checked){background:#e5edf3;border-color:var(--navy)}@media(prefers-reduced-motion:reduce){.coverage-card{transition:none}}
fieldset{min-width:0}legend{float:left;width:100%;padding:0;margin:0 0 18px}fieldset>legend+*{clear:both}fieldset::after{content:"";display:table;clear:both}
.meet-erica{display:grid;grid-template-columns:minmax(180px,260px) minmax(0,1fr);gap:36px;align-items:center}.meet-portrait{display:block;width:100%;height:auto;border-radius:18px}.meet-erica p{max-width:42em}@media(max-width:800px){.meet-erica{grid-template-columns:1fr;gap:22px}.meet-portrait{width:min(180px,55vw)}}

/* Clear, consistent quote actions; the whole card remains a single accessible link. */
.coverage-card{gap:0;min-width:0}.coverage-card p{margin-bottom:22px}.card-action{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:48px;margin-top:auto;padding:12px 16px;background:var(--navy);color:#fff;border:1px solid var(--navy);border-radius:9px;line-height:1.4}.card-action span{flex-shrink:0}.coverage-card:hover .card-action,.coverage-card:focus-visible .card-action{background:#244c6a}.hero-actions{display:flex;align-items:flex-end;flex-wrap:wrap;gap:8px}.quote-cue{position:relative;padding-top:42px}.quote-arrow{position:absolute;top:0;left:50%;width:86px;height:45px;color:#8a6a32;pointer-events:none}.conditional-fields{grid-column:1/-1;margin:0;padding:18px;background:#f5f7f9}.field{min-width:0}input,select{min-width:0;max-width:100%}@media(max-width:600px){.card-action{width:100%}.conditional-fields{padding:14px}.hero-actions{gap:6px}.hero-actions .btn{padding:12px 14px}}@media(forced-colors:active){.card-action{border:2px solid ButtonText}}

/* Personal contact panel with primary actions and quieter secondary details. */
.connect-section{padding:42px 0}.connect-panel{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(210px,.7fr);gap:56px;align-items:center;background:#fff;border:1px solid #d8dde2;border-radius:24px;padding:44px}.connect-copy{min-width:0}.connect-copy h2{max-width:16ch;font-size:clamp(1.9rem,3.5vw,2.8rem);line-height:1.12;margin-bottom:16px}.connect-intro{color:#495660;margin:0 0 24px;max-width:38ch}.connect-actions{display:flex;flex-wrap:wrap;gap:12px}.connect-actions .btn{display:inline-flex;align-items:center;justify-content:center;gap:26px;min-width:148px;margin:0;min-height:50px}.connect-actions .primary:hover{background:#244c6a}.connect-actions .secondary{background:#fff;color:#17334c;border:1px solid #17334c}.connect-actions .secondary:hover{background:#edf2f6}.connect-cell{font-size:.95rem;color:#52616d;margin:14px 0 6px}.connect-cell a{color:#17334c;text-decoration:underline;text-underline-offset:3px}.connect-email{display:inline-flex;align-items:center;min-height:44px;font-weight:700;text-decoration:underline;text-underline-offset:4px;overflow-wrap:anywhere;max-width:100%}.connect-offices{display:flex;flex-wrap:wrap;gap:16px 40px;border-top:1px solid #d8dde2;margin-top:24px;padding-top:22px}.connect-offices>div{display:flex;flex-direction:column}.connect-offices span{font-size:.85rem;color:#52616d}.connect-offices a{display:inline-flex;align-items:center;min-height:44px;font-weight:700;text-decoration:underline;text-underline-offset:4px}.connect-social{display:flex;align-items:center;flex-wrap:wrap;gap:8px 20px;margin-top:18px}.connect-social>span{font-size:.85rem;color:#52616d}.connect-social a{display:inline-flex;align-items:center;gap:6px;min-height:44px;font-weight:700;text-decoration:underline;text-underline-offset:4px}.connect-person{margin:0;text-align:center}.connect-person img{display:block;width:100%;max-width:260px;height:auto;margin:0 auto;border-radius:18px}.connect-person figcaption{display:flex;flex-direction:column;padding-top:16px;color:#52616d;font-size:.9rem}.connect-person strong{font-size:1.2rem;color:#17334c;margin-bottom:3px}@media(max-width:700px){.connect-panel{grid-template-columns:minmax(0,1fr);padding:26px 22px;gap:30px}.connect-person{display:flex;align-items:center;gap:18px;text-align:left}.connect-person img{width:100px;margin:0;border-radius:12px}.connect-person figcaption{padding:0}.connect-social{gap:8px 16px}}@media(max-width:360px){.connect-actions{flex-direction:column}.connect-actions .btn{width:100%}.connect-person{flex-direction:column;text-align:center}}